Professional mortgage and protection advice providing clients with the most suitable solutions to suit each individual clients needs.
Mortgage tools, all in one place
Get a Mortgage in Principle to see how much a mortgage lender could lend to you, and use our helpful range of mortgage calculators to help understand how much you can afford.
Our borrowing calculator is designed to help you work out how much you borrow, which gets you one step closer to owning your own home.
Simply enter a few key details to get an estimate of how much you could borrow.
By entering some key details, we can help you calculate your monthly mortgage repayments. However, please be aware these may vary depending on the term and interest rate of your mortgage.

Meet Gary Kelly
Expert Mortgage & Protection Adviser
I have over 18 years of experience in providing advice on mortgages and protection for my clients. Having access to over 11,000 mortgage products, from over 90 UK lenders, I offer advice that will be tailored to your individual needs and circumstances.
This could range from your buying you first home, moving home, remortgaging, to investment property purchases.
I also advise on arranging new protection plans, home insurance or reviewing your existing levels of cover to ensure these continue to meet your needs.
I can provide advice over the phone or video call anywhere in the UK, as well as offering a face-to-face service where possible, in Central Scotland and surrounding areas.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.